Archive for October, 2021

Unbanked households, poverty, and taxation

Sunday, October 3rd, 2021

Friday, November 5, 2021, noon-2pm eastern time
This SGE Virtual Seminar is free. Register in advance at this Zoom link. Maximum capacity is 100 participants.
Millions of Americans live in households without a bank account. Unbanked households tend to be at-risk along multiple dimensions including being subject to the utilization of costly bank account substitutes, such as check cashers and money orders. Their lack of engagement with the financial system might extend to a lack of engagement with the tax system and the social safety net, depriving them of aid for which they might be eligible. During the COVID-19 pandemic, unbanked households have only slowly benefited from stimulus payments because they could not receive a direct deposit. This session will discuss historical trends in unbanked households’ characteristics, transitions by households into or out of unbanked status, and what program administrators can know and do about financial inclusion.

The Impact of Financial Inclusion on Minorities: Evidence from the Freedman’s Savings Bank
Claire Celerier (University of Toronto, Rotman School of Management) and Purnoor Tak (London Business School)

The Effect of Job Loss on Bank Account Ownership
Ryan M. Goodstein (Federal Deposit Insurance Corporation) and Mark J. Kutzbach (Federal Deposit Insurance Corporation)
 
Unbanked and Impoverished? Exploring Banking and Poverty Interactions over Time
John F. Creamer (U.S. Census Bureau) and Lewis H. Warren (U.S. Census Bureau)
 
Checked Out: Unbanked Households’ Engagement with the Tax System and the Social Safety Net
Shalise S. Ayromloo (U.S. Census Bureau) and Mark A. Klee (U.S. Census Bureau)
 
Above, presenter names are in bold.

ChairBrian Melzer (Tuck School of Business, Dartmouth)

DiscussantsJesse Bruhn (Brown University); Kenneth Brevoort (Federal Reserve Board of Governors); Jeffrey Weinstein (Federal Deposit Insurance Corporation); Maude Toussaint-Comeau (Federal Reserve Bank of Chicago)

Unbanked households, poverty, and taxation

The Problems of Widespread Usage of Electric Vehicles

Sunday, October 3rd, 2021

Thursday, October 14, 2021, 5:00 – 6:15 p.m. Eastern time

Speaker:  Nick Nigro, Founder of Atlas Public Policy

Nigro’s slides are available here.

Our speaker, Nick Nigro, has nearly 20 years of experience managing teams of various disciplines and sizes with a focus on innovation and value creation. He is a nationally known expert on climate change policy, transportation electrification, and the greater use of data in policy analysis.

Transportation networks must be revamped or created to adapt to electric vehicles and new fuels. The Biden Administration has proposed set a new national goal that 50% of new car sales by 2030 be electric vehicles and large investments in electric charging stations. In March, the United States passed the milestone of 100,000 public chargers.

Mr. Nigro will address the conditions necessary for the widespread purchase of electric vehicles, including sufficient number of charging stations, extended battery range, and how quickly electric cars can be charged.  After Mr. Nigro speaks we will open the webinar to questions.

The Problems of Widespread Usage of Electric Vehicles